Looking for Pradhan Mantri Awas Yojana (PMAY) eligibility, documents, application, status and official portals? This guide covers both the urban and rural components in one place.
Last Verified: 28 August 2026
Source: Official Ministry of Housing & Urban Affairs / Ministry of Rural Development
Applicable State: India
Service Type: Online + Offline/Local Authority
Pradhan Mantri Awas Yojana (PMAY – Urban & Gramin)
Pradhan Mantri Awas Yojana has two major components: PMAY-U 2.0 for eligible urban households and PMAY-G for eligible rural households. PMAY-U 2.0 provides assistance for constructing or purchasing a pucca house, while PMAY-G provides housing assistance to eligible rural households.
Eligibility Criteria
| Eligibility Requirement | PMAY-U 2.0 | PMAY-G |
|---|---|---|
| Area | Urban | Rural |
| Income/Selection | EWS ≤₹3 lakh; LIG ₹3–6 lakh; MIG ₹6–9 lakh; no pucca house | Eligible households identified through SECC/Awaas+ criteria |
| House Ownership | Family must not own a pucca house anywhere in India | Primarily houseless/kutcha or eligible deprived households |
| Other Conditions | Benefit unavailable if housing assistance was received under specified government schemes in previous 20 years | Modified exclusion criteria apply |
Documents Required
| Document | Required / Optional | Purpose/Notes |
|---|---|---|
| Aadhaar | Required/Conditional | Beneficiary identification/e-KYC |
| Bank/Post Office Account | Required | DBT of assistance under PMAY-G |
| Income/Category Proof | Conditional | Mainly where required under PMAY-U 2.0 |
| Land/House Documents | Conditional | Required for applicable construction/ownership components |
Application Fee & Processing Time
| Application Type / Category | Application Fee | Processing Time |
|---|---|---|
| PMAY-U 2.0 | No application fee specified by the official scheme guidelines | Not clearly specified on the official source |
| PMAY-G | No application fee specified by the official scheme guidelines | Not clearly specified on the official source |
Important Links
| Purpose | Official Link |
|---|---|
| PMAY-U 2.0 Portal | PMAY Urban |
| PMAY-U 2.0 Apply | Apply for PMAY-U 2.0 |
| PMAY-G Portal | PMAY-Gramin |
| PMAY-G Awaas+ Survey | AwaasPlus 2024 |
| PMAY-G Beneficiary Services | PMAY-G Official Portal |
| PMAY-U Guidelines | PMAY-U Guidelines |
| PMAY-G Helpdesk | PMAY-G Contact Page |
How to Apply — Step by Step
- Identify whether your residence falls under PMAY-U 2.0 or PMAY-G.
- For urban housing, apply through the PMAY-U 2.0 portal or concerned ULB.
- For rural housing, eligible households are identified through the official PMAY-G process/Awaas+ survey and local verification.
- Complete beneficiary verification and provide required documents.
- Save the application/beneficiary reference details.
How to Track Application
For PMAY-U 2.0, use the unified portal to track application status. For PMAY-G, the official portal provides beneficiary, sanction, instalment and FTO-related services.
Need Help?
For PMAY-U 2.0 issues, contact the concerned ULB/State authority or use the PMAY-U grievance facility. For PMAY-G, approach the Gram Panchayat/Block/District/State grievance mechanism; official PMAY-G support is also available through its contact page.