This page provides a practical directory of important government schemes available to Indian citizens. It covers major Central Government schemes across agriculture, housing, health, education, financial inclusion, social security, women and child welfare, employment, entrepreneurship and other areas.
For scheme discovery, the Government of India’s myScheme platform provides a central search and eligibility-based discovery facility covering schemes from Central and State/UT Governments.
The directory below is designed for both citizens and VLEs/CSC operators so that users can identify the relevant scheme and then move to the official scheme or application portal.
Last Verified: 16 September 2026
Source: MeitY / National Portal of India / Official CSC ecosystem
Applicable State: India
Service Type: CSC / Online / Assisted Service
Quick Sarkari Yojana Directory
Central Government Schemes: PM Kisan | PM Awas Yojana | Ayushman Bharat Jan Arogya Yojana | PM Jan Dhan Yojana | PM Ujjwala Yojana | PM Fasal Bima Yojana | PM SVANidhi | PM Vishwakarma | PM Mudra Yojana | Atal Pension Yojana | PMSBY | PMJJBY | Sukanya Samriddhi Yojana | National Scholarship Portal | PMKVY
Women & Girl Child Schemes: Beti Bachao Beti Padhao | Sukanya Samriddhi Yojana | Laado Laxmi Yojana | PM Matru Vandana Yojana | PM Ujjwala Yojana | Women Entrepreneurship Schemes | Women Skill Development | Girl Child Education Schemes | Maternity Benefit Schemes | Widow Welfare Schemes | Women Self-Help Groups | Women Pension Schemes | State Women Welfare Schemes
Senior Citizen & Pension Schemes: Atal Pension Yojana | Old Age Pension | National Social Assistance Programme | Senior Citizen Welfare Schemes | Widow Pension | Disability Pension | State Pension Schemes | Social Security Pension | Pension Application | Pension Status | Pension Payment Status | Pension Grievance
Youth & Employment Schemes: PMKVY | Skill India Digital Hub | National Career Service | Apprenticeship Schemes | Employment Assistance | Youth Entrepreneurship | Startup Support | Self-Employment Schemes | Vocational Training | Skill Development Loans | Employment Exchange | State Employment Schemes | Youth Welfare Schemes
Housing & Rural Development Schemes: PM Awas Yojana | PM Gram Sadak Yojana | MGNREGA | Swachh Bharat Mission | Jal Jeevan Mission | Rural Livelihood Mission | Self-Help Group Schemes | Rural Infrastructure Schemes | Land Development Schemes | Housing Assistance | Rural Employment Schemes | Urban Housing Schemes | Municipal Welfare Schemes
Farmer & Agriculture Schemes: PM Kisan | PM Fasal Bima Yojana | PM Krishi Sinchai Yojana | Kisan Credit Card | Soil Health Card | Agriculture Infrastructure Fund | PM-KUSUM | e-NAM | Crop Registration | Farmer Registration | Irrigation Subsidy | Farm Mechanization Subsidy | Horticulture Schemes | Dairy Farming Schemes | Fisheries Schemes | Organic Farming Schemes | Agriculture Loan Schemes
Health & Medical Welfare Schemes: Ayushman Bharat PM-JAY | National Health Mission | PM Matru Vandana Yojana | Maternal Health Schemes | Child Health Schemes | State Health Insurance Schemes | Health Assistance Schemes | Disability Welfare Schemes | Senior Citizen Health Benefits | Government Hospital Assistance | Health Card Schemes | Health Insurance Support
Financial Inclusion & Insurance Schemes: PM Jan Dhan Yojana | PMJJBY | PMSBY | Atal Pension Yojana | Kisan Credit Card | Mudra Loan | Financial Literacy | Banking Inclusion | Government Insurance Schemes | Pension Enrollment | Social Security Schemes | Bank Account Benefits | DBT-Linked Benefits | Financial Assistance Schemes
Application Tracking & Verification
| Purpose | Where to Check | Official Access |
|---|---|---|
| Find eligible schemes | myScheme | myScheme |
| Government service discovery | National Government Services Portal | Government Services Portal |
| PM-KISAN information/status-related services | PM-KISAN Portal | PM-KISAN |
| PMFBY application/policy status | PMFBY Portal | PMFBY Application Status |
| Scholarship application/verification | NSP | NSP |
| PMFME application tracking | PMFME Portal | PMFME |
| Housing scheme information | PMAY-G / PMAY-U portals | PMAY-G / PMAY-U |
Find major Government of India welfare schemes in one place, including schemes for farmers, students, women, families, senior citizens, workers, entrepreneurs and other eligible beneficiaries. Use the directory below to identify the relevant scheme, check basic eligibility and reach the official government portal.
Important Government Scheme Portals
1. myScheme
myScheme is a national platform designed for discovering Government of India and State/UT government schemes. It provides scheme search, eligibility-based discovery and scheme-specific information.
2. National Portal of India – Government Schemes
The National Portal of India provides a centralized government information platform with a dedicated section for government schemes.
Open Government Schemes on India.gov.in
3. National Government Services Portal
The National Government Services Portal provides a single-window style directory for government services and allows users to search services by keyword, category and location.
Open National Government Services Portal
Important Schemes for Farmers
| Scheme | Main Purpose | Important Official Facility |
|---|---|---|
| PM-KISAN | Income support for eligible farmer families | Registration/beneficiary-related services and eKYC information |
| PMFBY | Crop insurance | Enrolment, premium calculation, policy/application status and grievance facilities |
| PMKSY | Irrigation and water-use efficiency | Scheme/component information |
| Agriculture Infrastructure Fund | Financing facility for eligible agricultural infrastructure | Scheme guidelines and financing information |
PMFBY’s official portal provides farmer enrolment, premium calculation, application/policy status and grievance-related facilities.
Important Schemes for Housing
| Scheme | Area | Main Purpose | Official Portal |
|---|---|---|---|
| PMAY-G | Rural | Housing assistance for eligible rural households | PMAY-G |
| PMAY-U 2.0 | Urban | Assistance for eligible urban EWS/LIG/MIG families for housing options covered by the scheme | PMAY-U 2.0 |
PMAY-U 2.0 provides assistance for eligible urban EWS/LIG/MIG families through four implementation verticals: Beneficiary Led Construction, Affordable Housing in Partnership, Affordable Rental Housing and Interest Subsidy Scheme.
PMAY-G’s official eligibility questionnaire demonstrates that rural housing eligibility involves household and housing-related conditions, so applicants should use the official scheme process rather than relying on a generic eligibility list.
Important Schemes for Health
| Scheme | Main Purpose | Who Should Check |
|---|---|---|
| Ayushman Bharat PM-JAY | Health coverage for eligible beneficiary families | Eligible households/beneficiaries |
| State Health Schemes | Additional or state-specific health benefits | State-specific beneficiaries |
PM-JAY provides eligible beneficiaries with health coverage through empanelled hospitals, with official scheme material describing coverage up to ₹5 lakh per family per year for applicable beneficiaries.
National Health Authority – Official Portal
Important Schemes for Women and Families
| Scheme | Main Purpose | Official Access |
|---|---|---|
| Pradhan Mantri Ujjwala Yojana | LPG connection support for eligible adult women from poor households | PMUY |
| Women and Child Development Schemes | Various welfare, nutrition and child-development programmes | Ministry of Women & Child Development |
| State Women & Child Schemes | State-specific welfare programmes | Respective State Government portal |
PMUY’s current official information states that the applicant must be an adult woman, there must be no other LPG connection in the same household, and the household must meet the applicable deprivation/eligibility conditions.
Important Schemes for Students
The National Scholarship Portal is the main centralized platform for many scholarship schemes.
| Task | Official Platform |
|---|---|
| New scholarship application | National Scholarship Portal |
| Scholarship renewal | National Scholarship Portal |
| Institute verification | National Scholarship Portal |
| Scholarship-related announcements | National Scholarship Portal |
The NSP is currently open for Academic Year 2026–27 and includes student, institute and officer access. The portal also specifies current application and verification dates for particular schemes, so students should check the portal for the latest dates before applying.
Important Schemes for Banking and Financial Inclusion
| Scheme | Main Purpose | Official Portal |
|---|---|---|
| Pradhan Mantri Jan-Dhan Yojana | Basic banking and financial inclusion | PMJDY |
| Pradhan Mantri Jeevan Jyoti Bima Yojana | Life insurance scheme | Jan Suraksha Portal |
| Pradhan Mantri Suraksha Bima Yojana | Accident insurance scheme | Jan Suraksha Portal |
| Atal Pension Yojana | Pension-related social security | Jan Suraksha Portal |
PMJDY is designed around financial inclusion, including access to basic savings accounts, credit, remittances, insurance and pension facilities.
Important Schemes for Entrepreneurs and Small Businesses
| Scheme | Main Purpose | Target Group | Official Information |
|---|---|---|---|
| PMFME | Formalisation and support for micro food-processing enterprises | Eligible food-processing enterprises/groups | PMFME |
| Agriculture Infrastructure Fund | Financing agricultural infrastructure | Eligible entities | AIF |
| MUDRA-related Government support | Credit support for eligible micro enterprises | Micro/small entrepreneurs | MUDRA |
| Stand-Up India | Credit support for eligible entrepreneurs under the scheme | Eligible entrepreneurs | Stand-Up India |
The PMFME portal currently provides applicant registration/login, application tracking and information on components such as credit-linked subsidy, common infrastructure, seed capital, marketing/branding and capacity building.
Sarkari Yojana Services for VLEs / CSC Operators
VLEs should first identify the exact scheme and its implementing department before assisting a citizen. A scheme being available online does not automatically mean that every part of its application process is available through CSC.
| VLE Task | Relevant Government Platform | Purpose | Official Access |
|---|---|---|---|
| Find the correct scheme | myScheme | Search schemes according to citizen eligibility | myScheme |
| Find government service | National Government Services Portal | Search government services by category/location | Government Services Portal |
| Assist PM-KISAN beneficiary | PM-KISAN | Farmer-related scheme services | PM-KISAN |
| Assist crop-insurance applicant | PMFBY | Crop insurance enrolment/status/grievance | PMFBY |
| Assist scholarship applicant | NSP | Scholarship application/verification workflow | NSP |
| Assist PMUY applicant | PMUY / LPG distributor system | Ujjwala-related application and information | PMUY |
| Assist PMFME applicant | PMFME | Enterprise application and tracking | PMFME |
| Find scheme information | India.gov.in | Official government scheme information | India.gov.in Schemes |
For CSC operators, access should be treated separately from general citizen access. A service should be described as a CSC/VLE service only when official documentation or the relevant government/CSC platform confirms that access route.
Why Apply for Sarkari Yojana?
- Financial Support – Many government schemes provide financial assistance or subsidies to eligible beneficiaries.
- Better Access to Services – Government schemes can provide access to healthcare, education, housing, insurance, pensions and other essential services.
- Support for Farmers – Agriculture and farmer-focused schemes can provide financial, insurance, training and other forms of assistance.
- Support for Women & Children – Various welfare programs focus on women empowerment, girl-child education, health and family welfare.
- Employment & Business Opportunities – Skill development, entrepreneurship and employment schemes can help eligible citizens improve their livelihood opportunities.
- Social Security – Pension, insurance and welfare programs provide support to eligible citizens and vulnerable groups.
Important Tips Before Applying
- Check Eligibility First – Do not submit an application until you have confirmed that you meet the scheme’s eligibility requirements.
- Use Correct Information – Enter your name, date of birth, Aadhaar details, bank information and other information exactly as shown on your official documents.
- Keep Documents Ready – Prepare clear and valid copies of all required documents.
- Use Official Portals – Always verify scheme information and application links through official government websites.
- Save Your Application Number – Keep your application/reference number safely for future tracking.
- Beware of Fraud – Do not share OTPs, passwords, PINs or sensitive banking information with unknown persons.
Important Notes
- Eligibility is different for every scheme. Always check the latest official scheme guidelines.
- A scheme being listed on a government directory does not automatically mean that the applicant is eligible.
- Application procedures can change when a scheme is modified, extended or replaced.
- Some schemes are implemented through State Governments, banks, local bodies, educational institutions, insurance companies, LPG distributors or other authorized agencies.
- CSC/VLE availability is scheme-specific and should not be assumed.
- Some schemes provide direct online applications, while others require an implementing authority or offline process.
- Keep the application/reference number after submitting an application.
- Do not pay money to unofficial websites claiming to provide government scheme registration.
- Always verify the website domain before entering Aadhaar, bank, OTP or other personal information.
- Scheme eligibility, application dates and available benefits may change over time.
- For State-specific schemes, always check the concerned State Government’s official information.
- If the official source does not clearly specify a particular requirement, do not rely on an unofficial website as confirmation.
Sarkari Yojana Service Flow
Find Scheme → Check Eligibility → Check Documents → Open Official Portal → Apply → Save Reference Number → Track Status → Receive Benefit → Resolve Issues Through Official Department
For citizens who do not know the name of the scheme, start with myScheme rather than searching randomly across multiple websites. The platform’s stated purpose is to reduce the effort required to discover and access relevant government schemes.